Main Forums => Non-Guitar Discussion => Topic started by: unclrob on February 20, 2023, 09:21:09 PM

Title: Trying to get relacement value
Post by: unclrob on February 20, 2023, 09:21:09 PM
Couldn't figure were to put this so here it is.
Its that time to redue my hurricane insurance  and I need to get list value to replace them.

D09 Blackwood in perfect condition with case 1 of 3
OM03 Blackwood
OM03 Pete Anderson
L10 Koa
Any help with list price to replace would be helpful
Title: Re: Trying to get relacement value
Post by: Rockysdad on February 21, 2023, 03:52:47 PM
Maybe a call to Larrivée themselves, only because of the woods basically.

Maybe looking at Reverb sales would suffice?
Title: Re: Trying to get relacement value
Post by: eded on February 21, 2023, 05:52:16 PM
Quote from: unclrob on February 20, 2023, 09:21:09 PM
Couldn't figure were to put this so here it is.
Its that time to redue my hurricane insurance  and I need to get list value to replace them.

D09 Blackwood in perfect condition with case 1 of 3
OM03 Blackwood
OM03 Pete Anderson
L10 Koa
Any help with list price to replace would be helpful

The L-10 would be the L-10 +$1500 Koa upcharge, list price at least... https://www.larrivee.com/products/l-10-deluxe-series

They don't list blackwood as an upgrade wood on the custom list.  And, I'm not sure offhand how the Pete Anderson model is different from the standard OM-03.


https://www.larrivee.com/pdfs/Custom%20Option%20Pricing_v6.pdf

Good luck

Ed

p.s. for Benateau, $3k upcharge for blackwood, $2300 for Santa Cruz but their Koa upcharge is $2700. ???
Title: Re: Trying to get relacement value
Post by: B0WIE on February 21, 2023, 07:50:30 PM
For insurance purposes, you really want a letter from the actual maker. That will ensure you get top dollar without dispute should you ever have to file a claim.
It's a pretty standard request so don't feel that you're putting them out by emailing them for this info. Let them know what it's for and they'll know what to do.
Title: Re: Trying to get relacement value
Post by: teh on February 22, 2023, 10:38:57 AM
This link to Heritage Insurance provides FAQs for both collectors and for professional musicians including dealers and repair shops.

https://musicins.com/

I don't use Heritage but I have heard good things about them. I have my guitars insured on a rider attached to my homeowner's policy since I am a non-professional guitar player who does not get paid to play. In fact, many people have offered me money to stop playing but I don't think that counts. I review the list of guitars on the rider every year at renewal and update replacement values as needed. I can usually find the current list price for each guitar on each company's website and I provided my insurance agent with the serial number and a description of each guitar that is listed on the rider.

My rider pays up to the declared (and agreed upon) value of each guitar. For example, I paid $560 for my 03 series Larrivee Parlor in 2004 and today it lists for $2,499. I have it valued at $2,400 which is a bit low since my parlor has a flamed maple back and sides. In the event of a total loss (including theft) of this guitar, my insurance company would pay up to $2,400 to replace it. If my parlor guitar was stolen and recovered with damage, my insurer would pay for the repairs. If it was destroyed (i.e. fire or vandalism), I could replace it with a new or used Parlor up to $2,400. My policy does not cover normal wear and tear (i.e Fret replacement or upgraded tuners) or negligence (i.e. leaving it on a stand and cracking from poor humidity).

Hope this helps.
Title: Re: Trying to get relacement value
Post by: unclrob on March 01, 2023, 01:21:03 PM
The kids at Larrivee helped me out...THANKS!!They are now insured.